Terms & Conditions

Please read these Terms carefully. Access to, and use of ICH products (“Products”), BICS services (“Services”), and the BICS website https://bycinvest.com/ (“Website”), including any of its content, is conditional on your agreement to these Terms. You must read, agree with, and accept all of the terms and conditions contained in these Terms. By using or visiting our Website, you are bound to these Terms and you indicate your continued acceptance of these Terms.

BICS maintains this website (the “Site”) as a resource for its users and to provide public access to information relating to BICS and its operations. By using the Site, you agree to be bound by these terms and conditions, which may be altered by BICS from time to time. 

All information, documents and materials (collectively “Materials”) provided on this Site are provided “as is” without warranties or representations of any kind, either express or implied, as to the accuracy, completeness, reliability or timeliness of any such Materials. Reliance upon the Materials or any opinion, advice, statement, or other information provided by any information or content provider will be at the user’s own risk. 

Unless expressly stated otherwise, the findings, interpretations, and conclusions expressed in the Materials on this site may be those of the various information providers and content providers and are not necessarily those of BICS or its Board of Directors. 

The Site may contain links to third-party websites for the convenience of its users. The inclusion of these links does not in any way imply endorsement by BICS. As BICS does not have control over these links or third-party websites, BICS shall not be responsible for the contents of these linked sites or the opinions and statements expressed therein. 

All materials that appear on the Site and other multimedia material, are the exclusive property of BICS unless otherwise indicated. Users may print, download, or copy Materials from the Site exclusively for personal and non-commercial use. Users are restricted from reselling, redistributing or creating derivative works for commercial purposes without the express, written consent of BICS. 

Users may link to the Site without seeking the permission of BICS. However, BICS reserves the right to revoke this permission if a link or any other material is used to imply that BICS is promoting or endorsing an unapproved website, blog, publication or product, or if the link to the Site or Materials from the Site is used in a way that is defamatory or damaging for BICS’s reputation.

BICS may use your IP address to help diagnose problems with our server, and to administer our website. A user registering for an email newsletter or news alerts, may be asked for information that helps to identify the user, such as name, email address, and organization. The information to be provided is used for technical and customer administration of the site only and is not shared with third parties. 

BICS may use cookies or other similar technologies to identify users and to collect information on usage of the Site or to troubleshoot problems.

As a condition of use of this Site, you agree to indemnify BICS from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys’ fees) arising from your use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms and Conditions.

Nothing herein shall constitute or be considered to be a waiver, renunciation or other modification by BICS of any immunities, privileges and exemptions of BICS accorded under the Agreement of Belgium financial laws concerning the BYC Invest & Co SPRL (BICS) or any international convention or applicable law.